Insurance Tips for Homeowners
You've unpacked your things and settled into your new home. But have you thought about how this will affect your insurance needs? Buying a home involves more than just making sure you have homeowners insurance coverage. If you've recently purchased a home, here are some types of insurance that may be impacted by your recent move.
Homeowners insurance
If you have a mortgage, your lender probably required you to obtain some level of homeowners insurance coverage. However, you'll want to make sure that the amount of coverage that you have will adequately protect you for all possible losses. Homeowners policies set coverage limits for specific items (e.g., jewelry), so you may want to look into purchasing a separate endorsement or a floater if you feel that you need to increase your coverage. You also need to know if you have "replacement cost" coverage on your personal property and if you are covered for earthquake damage.
Thursday, January 22, 2009
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Great tips. Thanks for posting all these handy tips to find best and effective homeowners insurance policy. I am actually looking for a policy that will provide me protection of building as well as content too. I am going to implement all these tips when locating a plan.
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